If you were given a Wellness Card, but are not sure what exactly it's good for, it's actually a pretty cool concept (from an insurance company, I know!) Basically, it's a $250 preloaded credit card to be used on things that promote wellness, and not on medical expenses (or other expenses that have nothing to do with your health at all.) For instance, if you tried to use it to pay for gas for your car or at a restaurant, your charge would get denied and the card wouldn't work. It's also doesn't cover medical expenses, which I found out when I tried to use it for my allergy shots. What it CAN be used for is massages, acupuncture, chiropractic, gym memberships, I use mine at my local health food store, and now you can also use it on your Shakeology!